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How much is the debt? If I have been you I would discuss to a bankruptcy lawyer…just be aware that it is in their best interest (ie money) to have you ever declare chapter…so either find a relative or somebody very trustworthy and I would get a couple of opinion. Can anyone counsel how much wage, if they provide me, can be sufficient to reside in singapore. I am also planning for saving of Avg 2k to 3k S$ monthly.

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